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Every time you apply for a home mortgage, a car purchase and nearly all other types of loans, lenders will use your credit score to determine if you qualify. Creditors need to know how much of a risk you are—in other words, how likely you are to repay the money they...read more
The Bank of Canada today maintained its target for the overnight rate at 1 ¾ per cent. The Bank Rate is correspondingly 2 per cent and the deposit rate is 1 ½ per cent. https://vimeo.com/304621266 The global economic expansion is moderating largely as expected, but...read more
The following is an excerpt from the VERICO Economic Report written by Michael Campbell What did we get for the government’s efforts to slow the market? So what does a new trade agreement between Canada, the US and Mexico mean for Canadians? In a nutshell, higher...read more
Are you thinking of buying a condo or a house in the near future? If you know you have poor credit, you need to know how to repair credit.You may have been told that your have poor credit, which is anything under 500, too low for most lenders to approve...read more
The Bank of Canada today increased its target for the overnight rate to 1 ¾ per cent. The Bank Rate is correspondingly 2 per cent and the deposit rate is 1 ½ per cent. [Variable rate mortgages are immediately affected as chartered banks and other lenders raised their...read more
Now that the days are getting colder and autumn is already here, it is a good idea to go around your home and check for possible problems before they become serious. Here's a handy Home Maintenance List of things to check, before it gets too cold! Check exterior...read more
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My normal business hours are 9am to 9pm. If you contact me during those times I guarantee a response within 30 minutes. Outside of these regular business hours It may be a few hours until you get a reply. If you're really in a hurry - like your bank just refused to approve your mortgage - please text me a quick message with the story and I will try to get back to you ASAP.