The Home Trust Secured Visa Card is your best chance to get the credit you deserve.
Build or re-build your credit, even if you’ve had credit difficulties in the past, or have never had a credit card before! An excellent opportunity to establish your credit rating.
Virtually everyone is approved.
With your new Home Trust Secured Visa Card, you can:
- Rent a car.
- Make purchases over the phone or internet.
- Plan and go on a vacation.
- Reserve a hotel room.
- Access cash anytime, anywhere from over 1 million ATMs around the world displaying the Visa logo.
Everything’s easier with a Home Trust Secured Visa Card!
How it works
To be issued, the Home Trust Secured Visa is a credit card that requires a security deposit. The credit card limit is then set at the amount of that deposit. You can put down as little as $1,000, or as much as $10,000.
If you decide to cancel your card, you can just pay off your outstanding balance, and you’ll get your security deposit back from Home Trust. Home Trust is a Member of Canada Deposit Insurance Corporation
The application process is very simple and almost everybody is approved! Of course, if your application is not approved, your security deposit will be immediately returned to you. Apply today for your secured VISA card.
Home Trust Secured Visa Card features
Subject to change without notice
|Credit limit (min.)||$1,000|
|Credit limit (max.)||$10,000|
|Account set-up fee (one time)||$39.00 non-refundable|
|Security deposit||$1,000 – $10,000|
|Service fee (primary applicant)||$7.50/month|
|Service fee (secondary card)||$3.00/month|
|Interest rate (purchases & cash advances)||24.99%|
|Over Limit fee||$29.00|
|ATM fee (Canada)||$2.00|
|ATM fee (USA)||$4.50|
|ATM fee (non-North America)||$5.50|
|Minimum Payment||3% of the balance or $10.00, whichever is greater|