Mortgages for the Self-Employed (Business for Self)
If you’re self-employed (business for self, small business, or sole proprietor) you may find that it’s an up-hill battle getting a mortgage approved!
More and more Canadians are joining the ranks of the self-employed. Unfortunately, standard banks often decline self-employed people. However, as a mortgage agent I have access to alternative lenders and banks who provide mortgage solutions tailored to your unique situations.
Our solutions include:
- Insured mortgages for borrowers who can provide as little as 5% down payment.
- Conventional mortgages for borrowers with fully verifiable income who have been in business for more than two years.
- Uninsured mortgages up to 80% Loan-to-Value (LTV) for borrowers who may lack traditional income documentation
- Alternative uninsured mortgages up to 65% LTV for borrowers with non-traditional income documentation or who may have experienced previous credit impairment
Why Not Contact Me Today for a No-obligation Mortgage Quote?
My normal business hours are 9am to 9pm. If you contact me during those times I guarantee a response within 30 minutes. Outside of these regular business hours It may be a few hours until you get a reply. If you're really in a hurry - like your bank just refused to approve your mortgage - please text me a quick message with the story and I will try to get back to you ASAP.